HSM420 Discussions Week 1

$9.50

HSM420 Discussions Week 1
Early models of health insurance in America were what we call “indemnity plans” or traditional health…

Description

HSM420 Discussions Week 1

HSM420 Discussions Week 1

All Students Posts 60 Pages

Indemnity Versus Managed Care – 33 Pages

Early models of health insurance in America were what we call “indemnity plans” or traditional health insurance plans. What is meant by an indemnity plan, and how is managed care different from traditional indemnity insurance?…

Why was managed care created? Was indemnity not suitable?  With the Affordable Care Act, are we still concerned with managed care backlash?  Managed care has allowed many individuals to receive care that they were unable to receive prior to its existence.  Having said that, it is also noted that managed care has changed throughout the years.  Services have been streamlined, coverage has been minimized.  Many of the affordable managed care plans do not offer the needed coverage.

How has the Affordable Care Act changed this?  What are the effects of healthcare reform on indemnity insurance? How has managed care changed from its time of inception?  How has the Affordable Care Act changed indemnity plans?  Will they continue to be an option?  What are some of the financial incentives offered by managed care plans?  What incentives offered for indemnity plans?  What can be done to stop the rising costs?…

Managed Care Impacts – 27 Pages

There can be no doubt that managed care has impacted everyone involved with healthcare delivery in America. What do you see as some of the most significant impacts of managed care for patients?…

When choosing employer sponsored healthcare plans, there are limits to our choices.  Do employees have as many provider options as managed care intended?  Many employees had their hours reduced so that the employer would not have to offer health insurance as mandated by law.  What can be done to address this issue?  With managed care, is our access limited?  Should we not have access to quality care?

If we have long waiting periods to see a physician are managed care’s objectives being met?  Do you think that these provisions have assisted in controlling healthcare costs?  Do you think that they are too strict?  How has healthcare reform affected your managed care choices?  With managed care, is our access limited?  Should we not have access to quality care?  If we have long waiting periods to see a physician are managed care’s objectives being met?…