HSM544 Healthcare Coverage Discussions

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HSM544 Healthcare Coverage Discussions
What means exist for U.S citizens to obtain healthcare coverage? Should coverage be voluntary or mandatory?…

 

SKU: HSM 544 Healthcare Coverage Discussions 1 Week 6 Categories: , Tags: , , ,

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HSM544 Healthcare Coverage Discussions

HSM544 Healthcare Coverage Discussions

Week 6 All Students Posts – 32 Pages

What means exist for U.S citizens to obtain healthcare coverage? Should coverage be voluntary or mandatory?

The Affordable Care Act provided Americans with better health security by putting in place comprehensive health insurance reforms that: expanded coverage, holds insurance companies accountable, lower health care costs, guarantee more choice, and enhance the quality of care for all Americans (Medicaid).

Prior to the passage of the Affordable Care Act, the individual insurance market was a notoriously difficult place for consumers without employer-based health benefits to purchase insurance. It also was challenging for insurers to sell insurance without incurring large losses. As a result, insurers went to great lengths to exclude people with even mild health problems. In 2010, the Commonwealth Fund Biennial Health Insurance Survey found that more than one-third of people who tried to purchase health insurance in the individual market in the previous three years—an estimated 9 million people—had been turned down, charged a higher price, or had a condition excluded from their health plan….